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Beijing 2008 Olympic Booking Accommodation- Apartment, Hostel, Homestay

Accident injury insurance combination

Duo Bao Tong

 Insurance application

      Insure quantity: from one to five portion

      Insurance duty

     Remarks:   accident medical treatment amount is dispense with 50yuan/time,compensate proportion is 80%.

Accident injury guarantee:

Insurance duty:

        The New China Life Insurance company will pay the relevant compensate for the personal who become           deformed, maimed, or dead .
        The New China Life Insurance company will pay the reasonable medical amount above 50yuan because of           the accident injury, the compensate proportion is 80%.

               Duo Bao Tong Ji Xiang KA (5 in 1 multi-purpose accident insurance) Policy Summary

Coverage

Benefits (per contract)

Accident injury in general Accidental death ¥100,000
Permanent disability ¥10,000--100,000
Medical expense for injuries Up to:¥2000
Aviation accident injury Accidental death ¥200,000
Permanent disability ¥20,000--200,000
Medical expense for injuries UP to¥5,000
Specified vehicle accident injuries Accidental death ¥150,000
Permanent disability ¥15,000--150,000
Medical expense for injuries Up to ¥3,000

For insurants under 18-year-old, the benefits combined with other contracts for their loss of life (if happened before they reach 18) are not allowed to exceed the amount stipulated by Insurance Supervision Commission.


Description of the coverage for accident injuries and relative medical expense Within the insurance validity, if the insured person’s injuries result in life loss within 180 days after the accident happens, we’ll pay the benefits as contracted for accidental death. If the insurant suffers any permanent disabilities from the accident, we’ll pay the prescribed benefits according to our company’s Personal Accident Insurance Terms and the Table of Proportion of Disability degrees and Benefits. As to the medical expense incurred within 180 days after the accident happens.
we’ll the benefits for 80% relative medical expense(after the deduction of ¥50 Absolutely Deductible Expenses)we’ll stop paying when the expense reaches the full amount stated on the contract, and contract is no longer in force.

Description of the coverage for aviation accident injuries: Within the insurance validity, we’ll cover injuries that happen to all insured persons when they riding as passengers in the aircraft of any scheduled or chartered aircraft of any civilian commercial airline authorized to provide regular service between named cities at regular and specified times, and only under the condition that they followed all the safety rules prescribed by their carriers. Coverage begins right after the insurant passes the safety check in the airport, Coverage ends when the insured person arrives at the named city and steps out of the hatch door of the aircraft.

Description of the coverage for Specified vehicle accident injuries: Within the insurance validity, we’ll cover injuries that happen to all insured persons when they riding as passengers in passenger boat or passenger train, only under the condition that they followed all the safety rules prescribed by their carriers. Coverage begins right after the insurant passes the ticket check. Coverage ends when the insured person arrives at the named station or pier and steps out the exit.

All the aircraft, passenger boat and passenger train mentioned-above are provided by the professional passenger transport enterprises authorized with the certificate of public transport.

 

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